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Affordability calculator

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Our Proposition

Our mission is to provide affordable mortgage finance that enables disenfranchised borrowers establish and maintain financial stability through a best in class tailored service proposition to the mortgage intermediary market.

We are able to help borrowers with complex borrowing requirements who require a personal flexible approach to mortgage finance. Our Credit Repair mortgage supports borrowers who have experienced an unexpected event that was beyond their reasonable control which led to an adverse credit history.

We are the only credit repair lender that will consider applications from borrowers regardless of how much historical adverse credit they may have had, provided they:

-  can evidence a satisfactory ‘adverse credit explanation’

-  have not incurred any adverse credit during the last 12 months

-  can afford the loan for which they are applying

What’s more, we underwrite each application on its own merits and don’t use credit scoring.

We believe that short-term financial difficulties shouldn’t result in long-term financial exclusion.