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Buy to Let Mortgages

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We believe that being a landlord in today’s housing market is complicated enough – getting a mortgage shouldn’t be.

We’ve taken our time to develop our Buy to Let products to make sure we’ve taken account of the changing requirements and demands placed on landlords. We understand that the key thing for today’s landlord is how to maximise their profitability within the current tax and regulatory framework so we’ve designed our Buy to Let mortgages in ways that help with this and simplify the process.

Our comprehensive product ranges are mortgages designed by landlords for landlords and offer:

> Individuals and Limited Companies;
> Special Purpose Vehicle (SPV) and Trading Limited Companies;
> Up to four applicants/shareholders;
> Bespoke ICR test starting at 125% for joint landlords with different tax rates;
> Interest rate stress for 5 year fixes starting at payrate;
> Complex properties including studio flats, HMOs & Multi-unit blocks;
> First time, Next-time or Professional landlords with large portfolios;
> Families looking to support first-time or inexperienced landlords get into property investment;
> Gifted deposits or equity;
> Refinancing within six months;

Our dedicated Buy to Let team has an average of 10 years’ experience of Buy to Let mortgages and property investment, call them today to find out more.

Click an option below to learn how our product ranges offer your customers a variety of flexible solutions. We can consider a Buy to Let mortgage for:

    BTL_individuals Copy                   BTL_Limited Copy                  BTL_HMO_Multi Copy

            Individuals                         SPV/Limited Companies                        HMOs and
                                                                                                                    Multi-Unit Blocks