Complex incomes

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We understand that borrowers receive income from multiple sources, that’s why at Magellan, we don’t credit score. We believe that our manual underwriting guarantee, offers borrowers a personal service that means we approach every borrower's circumstance with an open view.

Our product ranges offer your customers a variety of flexible solutions as we can consider:

  • Complex incomes including agency / zero hours, pensions, second jobs and investments;

  • A flexible approach to lending beyond state retirement age;

  • Regular commission, bonuses and overtime for employed borrowers;

  • 3 months remaining on contractor’s contract;

  • 12 months’ experience as an agency worker.

Self Employed Borrowers 90 Ltv

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Alternatively you can speak to one of our friendly and knowledgeable team at the mortgage desk about any of our mortgage products and services on: 0207 197 9424.