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Help to Buy/New Build Mortgages

If your client is looking for a mortgage to buy the new build property they’ve set their heart on but you’re struggling to place it, we may have a mortgage that can help.

We offer Help to Buy: Equity Loans, London Help to Buy and Help to Buy – Wales, right across our extensive residential range of mortgages, so there’s something to suit most buyers, even if their income structure is a little out of the ordinary or they’ve had an impaired credit history in the past.

In fact, we specialise in providing mortgages for buyers:

  • With complex income structures that may have been turned down by High Street lenders, be that - Self-employed with just one year’s accounts;
           - First time buyers with income multiples;
           - Or contract workers.
  • Who have had a credit score decline - we manually underwrite each and every application which means we look at the individual’s situation rather than just a set of numbers and can provide a tailored outcome for your client.

And we offer:

  • Rates starting from 2.74%.
  • A Fees Assisted option on all two and three-year fixed mortgages, offering no application fee, no valuation fee and a £450 cashback on completion.
  • Priority for New Build cases.
  • Mortgage offers valid for up to six months.
  • Procuration fees paid on exchange of contracts.

Here's a quick overview of the criteria:

HTB Table (2)

Submitting an application
Before submitting an application your client must have been approved by a Help to Buy Agent (England) or their relevant Housing Association (Wales).

Further information on the Help to Buy Equity Loan Scheme is available at: