Self-employed borrowers

 MAG_AD_Banners (1)

At Magellan, we don’t credit score. We believe that our manual underwriting guarantee offers borrowers a personal service that means we approach every borrower's circumstance with an open view.

Our product ranges offer your customers a variety of flexible solutions as we can consider:

  • Using the latest years share of net profit + remuneration + discretionary spend for Company Director’s and self-employed borrowers;

  • Accepting self-employed borrowers and contractors with at least 12 months trading history;

  • A flexible approach to lending beyond state retirement age;

  • Complex incomes including agency / zero hours, pensions, second jobs and investments;

  • First-time buyers with a family gifted deposit;

  • Borrowers with an impaired credit history.



Self Employed Borrowers 90 Ltv

  MAG_HUB_CTAs _ii _195x 732 Product Guide button 1 Affordability Calculator button 1

Alternatively you can speak to one of our friendly and knowledgeable team at the mortgage desk about any of our mortgage products and services on: 0207 197 9424.