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Mortgage Offer Validity

Our offers are valid for 90 days from the date of initial Offer. Extensions of up to 14-days may be allowed in exceptional circumstances (please call us as soon as possible on the number below if you believe you will require an extension).

For cases with a case reference number starting 91XXXX:

The Offer document is a Binding Offer and includes an initial 10 day Reflection Period. Your Certificate of Title should only be submitted in this initial period if the Applicant(s) has elected to waive associated rights and has chosen to proceed with our Mortgage Offer.

For cases with a case reference number starting 90XXXX:

The initial Offer document will be a Preliminary Offer and requires compliance with all Special Conditions capable of being satisfied prior to completion (as noted in the offer) to be confirmed before we can issue a Binding Offer to the Applicant. Please therefore contact us to confirm all such Special Conditions have been complied with as early as possible, and at least 21 days before the date of expiry.

Completion can only take place after a Binding Offer has been issued. The Binding Offer includes an initial 10 day Reflection Period and your Certificate of Title should only be submitted in this initial period if the Applicant(s) has elected to waive associated rights and has chosen to proceed with our Mortgage Offer.